Money is a Lot Like Water

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EL DINERO ES COMO EL AGUA
De Lynne Twist

Hemos permitido que ésta cultura del dinero cierre nuestro corazón, bloquee el acceso a nuestra alma, y nos dirija de tal forma que hace que nos comportemos de maneras que minan y degradan nuestra esencia y nuestros valores humanos. Creo que es posible transformar nuestra relación con el dinero y con la cultura del dinero que hemos creado, de forma que los recursos sigan fluyendo, la prosperidad siga estando disponible, y tod@s nosotr@s podamos ser servidos, educados y empoderados para expresar más plenamente quienes somos como familia humana.

He aprendido mucho sobre el dinero de una mujer llamada Gertrude.

La conocí en el sótano de una iglesia en Harlem. Estaba haciendo un pequeño acto de recaudación de fondos para un proyecto contra el hambre (The Hunger Project). Venía de Minneapolis, dónde me había encontrado con un ejecutivo de una gran compañía de alimentación. La gran empresa de alimentación tenía un problema de imagen, y sintió que hacer una donación a The Hunger Project, que hiciera ver su compromiso con el fin del hambre quizá ayudaría a limpiar su imagen. El ejecutivo que conocí me había dado un cheque de 50.000 dólares, pero me donó ese dinero básicamente para que me fuera de allí, para aliviar su culpabilidad por algunos errores públicos que la compañía había cometido, y para mejorar la imagen pública de la empresa. Puedo decir, por la interacción que tuvimos, que el ejecutivo no tenía interés real en conectar con personas con pocos recursos financieros o en marcar la diferencia en el trabajo para acabar con el hambre en el mundo. El dinero estaba siendo dado con culpabilidad, y esa culpabilidad iba en el dinero. Yo había recibido el dinero y la culpabilidad. Y ambos, él y yo nos sentíamos insatisfechos.

Tenía el cheque de 50.000 dólares en mi maletín, justo detrás de mí en una mesa en el sótano de la iglesia de Harlem. Había 75 personas reunidas enfrente de mí. Todos eran negros. Estaba lloviendo y había goteras por toda la habitación en la que estábamos. Había cubos colocados estratégicamente a nuestro alrededor, recogiendo el agua que goteaba y había un constante sonido de fondo de la lluvia afuera y del goteo de las paredes y el techo. Les hablé sobre el trabajo del proyecto Hunger en África porque pensé que sería muy relevante para sus propias vidas y su historia. Cuando llegó el momento de pedir donaciones, las palmas de mis manos estaban húmedas y empecé a sudar por todas partes, preguntándome si lo que iba a hacer era lo correcto. Seguí adelante e hice la petición; la habitación se quedó en completo silencio.

Después de lo que pareció un rato muy largo, una mujer llamada Gertrude se levantó. Estaba sentada en el pasillo, en la segunda fila empezando por atrás. Tenía sesenta y muchos o setenta y pocos. Tenía pelo gris, y cuando se levantó apareció alta, delgada y orgullosa.

Ella me dijo “No tengo un libro de cheques, no tengo tarjetas de crédito. Para mí, el dinero es muy parecido al agua. Para algunas personas circula a través de su vida como un río embravecido, pero el dinero pasa a través de mi vida como un pequeño hilo de agua. Pero yo quiero que siga adelante de manera que haga el mayor bien posible para la mayor parte de las personas. Lo veo como mi derecho y mi responsabilidad. Y también como mi alegría. Tengo 50 dólares en mi cartera, que he ganado lavando la ropa de una mujer blanca, y quiero dártelo.”

Caminó por el pasillo y me dio sus preciosos 50 dólares; en ese momento vi el poder del dinero de una nueva manera.

Sabía que los 50 dólares que había recibido de Gertrude harían más por el fin del hambre que el cheque de 50.000 en mi maletín. Sabía que los 50 dólares eran dinero que venía del alma y no de una cuenta bancaria. Vi que el poder del dinero puede ponderarse según la manera en la que lo usamos y la integridad con la que lo dirigimos hacia el mundo. Gertrude me enseñó una gran lección y yo nunca la he olvidado.

Como nos dice Gertrude, podemos mirar el dinero como si fuera agua. Fluye a través del planeta, y cada sitio al que va es útil; hace que las cosas ocurran y sigue fluyendo. Podríamos decir que el agua no nos pertenece a ninguno de nosotr@s o que nos pertenece a tod@s. Cuando el agua está fluyendo y moviéndose limpia, purifica y lo reverdece todo, genera crecimiento, nutre. Pero cuando el agua se empieza a frenar, se retiene y empieza a aquietarse, puede convertirse en toxica y estancada para aquellos que la sostienen. Todo esto puede ser verdad con el dinero.

Es posible tener dinero fluyendo de una manera en que sirva a nuestros más altos ideales y compromisos en vez de acumularlo para poder ganar poder, autoridad y privilegios especiales sobre otros. El dinero puede llevar la marca de aquel que lo pasa, y de muchas maneras puede ser voz, expresión y compromiso.




Lynne Twist es la fundadora de Pachamama Alliance, y autora de El Alma del Dinero (libro del que ha sido seleccionado el texto anterior).


¿Qué significa para ti observar el dinero como si fuera agua? ¿Puedes compartir una experiencia personal de algún momento en el que tu dinero haya fluido para servir a tus ideales más altos? ¿Qué práctica te ayuda a relacionarte con el dinero de una manera más consciente?
Seed Questions for Reflection

What does looking at money like water mean to you? Can you share a personal experience of a time you felt money flow in a way that served your highest ideals? What practice helps you engage with money in a mindful manner?

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Add Your Reflection

37 Past Reflections
TM
Teresa Morning
Mar 30, 2025
Money and I have departed ways too many times, leaving me wondering if it were ever mine in the first place. Then I shift to think of money as a blessing that was meant for me to pay a bill or two.
NM
Mar 9, 2025
Looking at money like water is hard for me to swallow. It feels to me that water flowing is a usually down the drain and that is what comes to my mind as I feel into this.
I have seen over and over that when I’m desiring to go for a personal growth thing like a trip or a course or have a mentor , the flow of money just comes rushing so that I easily say yes to it. There is some alignment between flow and personal growth.
Ease; when things are aligned there is an ease in spending or an ease is saying no. I go by that felt sense within me.
JU
Mar 8, 2025
I remember taking a workshop with Lynne Twist in Santa Fe, NM. At the time, I was an Executive Director of a small non-profit, forever in search of financial support. Lynne was so enthusiastic about what fundraisers get to do; provide opportunities for people with resources to give to those who need the resources for programs of value. She explained that non-profits were conduits for creating a better, more just world. I so appreciated that vantage point, though found it hard to sustain. Shifting from asking (which felt like convincing people to sustain our operations so we could do programming) still felt like an ask, with my hands extending to receive, rather than two hands coming together in shared gratitude; the perfect union between those with money and those with worthy projects. Hats off to those who do this kind of work gracefully and successfully.
DP
Diksha Pilania
Feb 21, 2024
"Money is like water"- I really love this analogy. I have experienced this first hand in my own interactions with the underserved communities. Coming from a privileged place, i find it my responsibility to acknowledge this privilege and use it to the best of the benefit of the underserved. After i left India and moved to states, i realized the power of having money and the change it can bring. When my 1 meal started to equal a whole stationery kit for a kid in India, i realised the power of taking a step back in my spending and keeping it aside for it to flow in the right direction. Since that shift in my brain, this calculation of money for pleasure v/s money for need always takes place. And i am really grateful to have this privilege of being in 2 very diff. countries in terms of development and using my power in a manner that supports my community :)
MA
Feb 15, 2024
There is not much fun to water without flow! Stagnant pools of water just breed insects and have to be poured out. Flow makes everything, water, money, care, love, contribution....a useful resource. It gives a sense of abundance coming from the faith that I have and shall receive enough!! Wow.
HA
Mar 12, 2023
One day while in my senior high school, I was walking with a classmate in my sleepy little town. We stopped at a coconut water seller's stand on the roadside to quench our thirst. Bargaining over the price with such humble little sellers is quite commonplace in India. Having finished our organic drink, Anticipating the inevitable bargaining in the offing, the seller quoted a rather inflated price but surprisingly enough, my friend paid the amount in inexplicable haste despite my protest. On resuming our walk, he said, "Look, while teaching Pascal’s principle our science teacher said: water always flows down seeking its own level. Money is like water; it should always flow down: from the rich to those who are less rich. I said to my friend, ‘But you are also quite poor.’ He quipped in the same vein: …money should flow from the poor to the poorer.
TH
Mar 12, 2023
I was shopping at a grocery store with my two girls that were age 6 and 7. when we came out of the grocery store a homeless man approached us and offered to work cleaning our yard or whatever. I was so touched by him, I shared I didnt have work but volunteered at a place where he may find some work. He allowed me to give him the information. I gave him cash and noticed he had a dog. Asked him if I could get his dog some food and he said yes. I have done this several time with my daughters when we have either turned around to the grocery store to buy food for a homeless person , to making sandwiches and driving around town to deliver. Lastly, we started to volunteer at a food bank... to me providing food to others is a way to care and being hope to others. Lastly, I have made it a practice the last 5 years to donate any extra food to church or non for profit pantries. It has delighted us when we see others pick up what we have brought in with such happiness. Providing food, water, hea... View full comment
PF
Mar 11, 2023
money has always been a problem for me. As a depression baby we leaned to be very frugal. Money has never rushed through me. It's not been a friend only a necessity, a necessary evil. Nipun gave a wonderful overview of what the service is all about; very inspirational. I wanted to hear more from Waldinger as to observations from 8 decades of interviews. Money is a tough subject for me.
MI
Michael
Mar 9, 2023
I was in Montreal, attending the Jazz Festival with friends. One friend invited his childhood friend to join us, as his treat. This man, I initially saw, as struggling through life due to a lack of financial security. We were walking on the streets of Montreal when we passed homeless people, without pause he reached into his pocket and put $5 into a cup. Knowing he had limited resources, I enquired and he gave me a lesson I will never forget. He told me that I was one tragedy away from being there myself who was I to judge. He did not see them as lacking anything, they were there providing him the opportunity to be a human being. Just sharing this with you brings a warmth to my chest as this interaction opened my heart and a lesson never to be forgotten.
Aug 7, 2022
This is so proud...money is like water?!...and water is flowing energy!
Feb 22, 2022
Looking at money like water is a mind-blowing thought. So liberating. It is telling me to look at money as a nourisher and not as something that fulfills my requirements of living. It also suggests that I must allow it to flow and not hold on to it.
I've experienced money flow into my life at times when the need was high and the avenues non-existent. Yet I received. But I haven't been able to process my thought about money in a way that is calming and liberating.
I have not yet engaged with money mindfully - except a few times. This is something I have wanted to do for the longest time but I let my mind tell me stories that make me hold back.
I am so grateful to have heard Lynne speak about money in a way that is non judgmental. She is inviting me to understand money and make my relationship with it a happy one.
MA
Feb 18, 2022
I had an old lady knock on my door looking for work. I was 17 and had a tiny flat. I didn't have money myself and I didn't need a cleaner. I offered her tea instead and promised to ask my church if we could help her raise her grandchildren having lost their parents to AIDS. My Church was able to support her with a regular sum which she collected regularly and we would eat together and she would tell me about her life. She gave me so much more than I could have given her. She became my surrogate grandmother and I feel so sad we lost contact when I moved home after I had an accident. I had put her in touch with a locsl church as a place to go for help .
DA
darla
Feb 4, 2022
When my hands are not open to give, they are also not open to receive.
ED
Elizabeth Downs
Feb 4, 2022
I like to think of money as a resource which when I spend and buy items or services the money multiplies and grows. I visualize good growth as this process takes place.
AN
Aug 24, 2021
This article struck me hard, all I feelis, "The important ingredient for cash flows islove, and compassion!".
AM
Aug 21, 2021
I like the concept of money being a resource with movement, alive, fresh and circulating instead of dirty paper bills that greedily exchange hands on the stock market!
KS
Aug 19, 2021
Thank you Lynne, this is a beautiful way to conceive of money.

Money feels like holy water to me in moments of impulsive generosity, like when someone says they like something I have and I suddenly know it is for them.

Gratitude meditation or journaling do well to make me mindful of the abundance of money.

Cup your hands. Bring a cup. Share your cup. Nourish life. Keep it clean. Wash away your worries, pains, and ills. When plenty, bale out, bail out. When it dries up, suck it up, move on. Like water, still money becomes poison. Always let it flow.
RE
rebecca
Jul 9, 2015

 I remember selling personal items and donating some proceeds to charity and I was very happy and it felt like giving a hug to the world.
DS
Jul 8, 2015
I think this comparison of money to water is very true. In many respects, money and water are alike as Gertrude points out. Both are resources and very valuable when used right. Both can be dangerous  just as well when they are not used right.    Another such resource that comes to mind is time. It can also be used well or otherwise. Big difference however, is that unlike money and water, time can not be contained, in any way or form. Time moves on no matter what. So, if we use money like time, it can not be stopped from being used. So, it can not be allowed to be stagnant and it might eventually end up being used for greater good, even if it might start out otherwise. In today's world, many say "time is money". So, I wonder what if we reverse this and say money is time, meaning let us work hard so it can not become stagnant. If preferably much of it or even some of it can be used for greater good, it will still be better than it being stagnant.  &n... View full comment
PU
Purna Aug 20, 2021
What a wonderful point you raise, Dilip. I had not looked at "Time" from your perspective. Thank you for sharing.
SU
Jul 8, 2015

 wow, I thought sure the writer was going to say something like "I knew then that the $50K in my pocket would go a long way toward repairing that church and thus improve the lives of Gertrude's community." 

DD
David Durovy Aug 29, 2021
I had that thought as well. Would have been a nice twist, but likely that check was made out to The Hunger Project, and not sure that they would have agreed.
BH
bhavesh
Jul 8, 2015

 Great lesson, true Money is like water and it should flow rather then stagnant. 

IO
Jul 7, 2015
I am in such deep agreement with this. I like to think of it as a village in which we all get to contribute what we are good at and receive what we need from what others are good at, whether creating goods or sharing services. Money is meant to be a convenient transactional system for that exchange. But the problem with money is that you can horde it in a way you can't horde apples. You know those apples are no good to you if you don't go ahead and exchange them, because they have a shelf life. And though depreciation can chip away at the value of money over time, it doesn't "decay" nearly as quickly as say apples. And the fear of depreciation actually drives even wealthy people to horde even more, among other problem behaviors born of a distorted relationship with money. Similarly, those who could do so much more good in the world, including adding one more happy, relaxed person (themselves) instead fight an inner battle with money, and so cut themselves off from the flow of abundanc... View full comment
JP
Jul 7, 2015
 Money, like any other thing such as nuclear energy, is a reality of life and living. It is not what we have but how we use it.People do charity for a variety of reasons. The best is doing it from our heart and feeling the fullness of giving.It is like a selfless service or loving someone unconditionally. This is spirituality at its best. However, there are going to be people who do acts of compassion and kindness, small and big, with a mixed or selfish motivation.Should we feel guilty for giving money or food or clothes or other things with selfish motivation and or should we feel guilty for receiving it? I donate my skills,knowledge , time and things as gifts with no ulterior motives.And when I do it,  giving feels like receiving. This is what I call my heart acts. But when the ego comes into picture, what is also for me, it taints the act of doing.I am a human being and there are times when I have acted like this.  It is not the money, time or knowledge that we ... View full comment
PH
Phil
Jul 7, 2015

 In "Hello, Dolly!", Dolly Levi says:

“Money, pardon the expression, is like manure.  It's not worth a thing unless it's spread around, encouraging young things to grow.”

I've always liked that, and like the tie it has to this article.
DR
drew
Jul 7, 2015

Really? A surprisingly generous old black woman who takes in white folks' laundry? Your "Magical Negro" storyline is condescending, racist, and tired. 

RD
Rev. David Cole
Jul 7, 2015
 As a retired minister of the U M Church as well as a successful business man that works daily in the stock market, I want to establish a group that uses money to generate income called the T L V (the Lord's Vineyard) where every dollar generated belongs to our creator and helps through charitable giving to teach others and donate to those charities a growing percent of the profit to help people at any level of society to manage their money, possessions, valuables as if (which is true) as all belonging to God and are our trust to manage as stewards of all we treat as our own but really belong to God.  As a minister that has officiated many funerals, I have never see a house, a farm, a car or a savings account disappear from this earth when someone departs this life.  Our entire economic system treats money as something to be received, spent on whatever we want and we are left impoverished by our lack of responsible stewardship of all of God's creation and as a result we... View full comment
MA
Jul 7, 2015
I have heard that Masaru Emoto used to teach that the water we consume, the water that flows out through our drains - if we bless it, express gratitude for it, this water that goes around the planet, through the water cycle raises the vibration of all the water. More of us who do this, better place the world we live in will be. It felt wonderful to be reminded that I can do this with money too.
 
 
SU
Susan
Jul 7, 2015

The article was powerful to change my belief about money.
Thank you.

RB
Jul 6, 2015
 As I read this I find so many opinions that are personal looking around a room where everyone is black ............ I did some washing for a white woman.....neither of these things were necessary to mention.....your dislike of people with money shines through much stronger than your charitable nature........please don't project your thoughts onto a situation and expect back up. It won't come from me. Yes some people have more money than others but money is never the problem how the person behaves with or without it is more important. The sooner we cease to separate our experience through race the better for me.... we are human beings all of which came our of Africa at some time so all faces in all rooms are actually black to some degree...........seek to help others with a positive view of life.........love each other...........charity has not worked in the way it was meant to because nothing appears to be changing and that's not because you can't get enough money out of people ... View full comment
AM
Annie McIntosh Aug 21, 2021
Thank you for sharing this perspective. I couldn't quite understand some uncomfortable feelings I had with the story....but now I do.
KP
Jul 6, 2015

 Wow. Powerful. I have looked at other aspects of life like water; the ebb and flow of energy, the ebb and flow of our work, the ebb and flow of our emotions. Thank you for adding the view of money this way, it makes perfect and beautiful sense. As someone who sold her home and most of her possessions and uses her money as often as possible to serve others (no matter how little money it may be) I 100% resonated with this post. I have also been on the receiving end of funds for literacy and Storytelling projects throughout the world; serving others through sharing their own traditional or true stories to break stereotypes. The money most easily received has always been from people like Gertrude, those who give from their hearts. This post reminds me to always give/receive from the heart and soul, never from guilt. Hugs to the writer, thank you for sharing a very important reminder for us all. <3

AB
Jul 6, 2015

 Wow! This is a powerful story.

Particularly in times when we are plugged into the monetary system, I find myself divided about money. On one end is prosperity and abundance - of being content with what is, and allowing for abundance to flow

On the other is seeing the lack that many people experience, and feeling a sense of discomfort with how our labour gets valued differently, and my brothers and sisters at the other end of the bargain get so much lesser for theirs.....isn't me buying into this system also buying into its flaws?

Incidentially, I picked The Soul of Money by Lynne only yesterday...am hoping to rediscover my relationship with money....


JO
Jul 5, 2015

 As God's Spirit hovers over the waters of earth in early Genesis, God's Spirit ought (ideally) hover over each dollar we so tightly hold.  
Let go I can hear Him say . . . Amen.

DD
Jul 5, 2015
I like the author's analogy that money is like water.  Both are resources that can do great good and great harm.  Money, like water, can flow gently and be used to nurture and foster life.  Money and water can move so fast that they cause damage and destruction.  Too much money, like too much water, can destroy and kill lives.  I've heard that winning the lottery has been blamed for ruining the lives of many winners to the point that they wish they had never won the money.  Money and water can be held back, hoarded, and become stagnant and toxic, being used for no productive purpose by anyone.  Water and money have beauty when they stay in their proper channels and are used productively.  People have gone to war for money and people may soon be going to war over water.  When I contribute money to a cause that I feel positive about, I feel good for using the money in a way that served my highest ideals.  What helps me engage with money ... View full comment
SS
Jul 3, 2015
Thank you, Gertrude.  I'm in N.C. right next to S.C. where people were killed while they thought they were safe in a church.  I've been to several groups who want to talk about ending racism.  Mostly white folk up here in the mountains, and I hear guilt, anger and sadness.  People want to end racism, but don't really see the connection to them. I see it in me when I hold on to money and other illusions of security.  When I let go of money, my idea of safety and comfort, cross the street, sit with others, the poor, the disenfranchised, and the hurting, I give up some privilege I was born into.  And, I discover as our friend in the article did, that human to human, from the heart, giving will change our hearts, transforming fear and anger, the root of hate into compassion, empathy - love. Gertrude knew the value of money - it's worthless in your pocket or bank.  Stagnant, like water, it will begin to rot, attracting the mosquitos of fear and greed. Ope... View full comment