My Final Shareholder Letter
मेरी अंतिम शेयरहोल्डर चिट्ठी से
— वारेन बफ़ेट के द्वारा
मैं एक बात स्वीकार करना चाहूँगा—अपने जीवन के दूसरे पड़ाव में, मैं पहले से ज़्यादा संतोष महसूस करता हूँ। मेरी एक सरल सलाह है: अपनी पुरानी गलतियों को लेकर खुद को मत कोसो। उनसे जितना हो सके सीखिए और आगे बढ़ जाइए। सुधार करने, बेहतर बनने के लिए कभी देर नहीं होती।
अपने जीवन में सही आदर्श चुनिए और उनसे सीखिए। आप शुरुआत टॉम मर्फ़ी से कर सकते हैं—वे मेरे जीवन के सबसे बेहतरीन रोल मॉडल रहे हैं।
अल्फ्रेड नोबेल का उदाहरण याद आता है, जिनके नाम पर आगे चलकर नोबेल पुरस्कार जारी किया गया। कहा जाता है कि जब उनके भाई की मृत्यु हुई तो एक अखबार ने गलती से अल्फ्रेड नोबेल की मृत्यु-घोषणा छाप दी। उसमें अपने बारे में पढ़कर वे स्तब्ध रह गए। उसी झटके ने उन्हें अपने जीवन का रास्ता बदलने पर मजबूर किया।
लेकिन हम बाकी लोग किसी अखबार की गलती का इंतज़ार नहीं कर सकते। यह स्वयं तय करें कि आपकी विदाई के बाद लोग आपको किस रूप में याद रखें।
और फिर वैसा जीवन जिएँ, जो उस याद के योग्य हो।
सच्ची महानता धन, प्रसिद्धि या सत्ता से नहीं आती। महानता तब जन्म लेती है जब आप किसी की किसी भी रूप में मदद करते हैं—कभी एक शब्द से, कभी किसी छोटे-से काम से।दयालुता में कुछ खर्च नहीं होता, लेकिन उसका मूल्य अनमोल होता है।आप किसी भी विश्वास या समुदाय के हों, “जैसा व्यवहार आप दूसरों से चाहते हैं, वैसा ही आचरण आप भी करें”—इस नियम से बेहतर जीवन-मार्गदर्शन मुश्किल है।
मैं यह सब एक ऐसे व्यक्ति के रूप में लिख रहा हूँ जिसने जीवन में अनगिनत गलतियाँ की हैं, कई बार लोगों के प्रति असावधानी दिखाई है। लेकिन सौभाग्य से, मुझे ऐसे मित्र मिले जिन्होंने मुझे धीरे-धीरे बेहतर इंसान बनना सिखाया—आज भी यह यात्रा जारी है।
और याद रखिए—सफाई काम करने वाली भी उतनी ही इंसान है, जितना कोई चेयरमैन।
मनन के लिए मूल प्रश्न -
1. आप इस विचार को कैसे देखते हैं कि सच्ची महानता धन या शक्ति से नहीं, बल्कि रोज़मर्रा की दयालुता और सहायता से जन्म लेती है?
2. क्या आपके जीवन में ऐसा कोई क्षण आया है जब आपको लगा—“मुझे अपने व्यवहार में बदलाव करना चाहिए”—ठीक वैसे ही जैसे अल्फ्रेड नोबेल ने अपनी गलती से छपी मृत्यु-घोषणा पढ़कर महसूस किया?
3. हर दिन आपको क्या सहारा देता है जिससे आप ऐसा जीवन जी सकें जो आपके मूल्यों, आपकी करुणा और उस विरासत से मेल खाता हो जिसके लिए आप याद किए जाना चाहेंगे?
Warren Buffett is a legendary investor and one of the richest person in the world. In his 90s, as he retires, he wrote a final letter to his shareholders in Nov 2025, and the excerpt features his concluding thoughts. He also added, "I owe everything to luck."
SEED QUESTIONS FOR REFLECTION: What do you make of the notion that greatness is defined not by wealth or power, but by the kindness and help we offer to others in everyday situations? Can you share a personal story that illustrates a moment when you realized a need for change in your behavior, similar to Alfred Nobel's realizations after reading his premature obituary? What helps you live each day in a way that aligns with the values and legacy you'd wish to be remembered for?
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12 Past Reflections
On Nov 21, 2025 Usha wrote :
What I learnt in my life is every experience is precious. Not only we are bound to make mistakes, we will also be wronged. This is the beauty of life. It is we who have to observe, think and reflect. A simple way to live is just take a single step to better ourselves with our every single experience. Life is very precious, like mine - every ones too.
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On Nov 20, 2025 Peter Stone wrote :
Keeping life simple and being kind are the path forwards.
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On Nov 19, 2025 Usha wrote :
Kindness is the key to our peace and happiness. I realised about shedding my grievances when it was revealed to me that my own family members cheated me because of my vulnerability. I was angry and wanted to take on the case, but then soon enough I came back to my senses that I am what I am and that even this cannot affect me. I am love and light and will continue to pass my love to everyone, no matter who they are and what they do. The kind heart removes all enmity.
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On Nov 19, 2025 Darius wrote :
When I closed my first business with $30,000+ debt hanging over me I thought all was over for me. I went to Consumer Counseling and they helped me pay off the entire debt over a 3 year period. In order to do this it required a detailed list of every expenditure my family had and give every other penny toward that debt....NO "disposable income", meaning no eating out, no movies, no anything beyond existing to pay the debt. The MOST valuable lesson was... I would have what I NEED but nothing that I really WANTED. Once came to that realization, things started to work out for me and my family. I was able to start a second business and actually sell it 30 years later. When you focus on the money you will miss what it takes to actually make money.
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On Nov 18, 2025 Catherine wrote :
I was in a CVS store and after getting a few items I got in line behind one man who was already in the process of being checked out. I was feeling lucky that there was not a big line as I was in a hurry to get to my next destination. The man before me was in his 80's and had many coupons that he was juggling along with his cane and wallet. There was a long conversation between him and the clerk as the clerk explained some of his coupons were obsolete and some just did not match what he wanted to purchase. The clerk was slow and gentle and so kind explaining to this customer who was very confused but also was obviously very hard of hearing as well. At one point the clerk even left his post so as to bring back a couple rolls of toilet paper that the man wanted but forgot. And then the elderly man decided he wanted two more rolls of toilet paper! Again, off the clerk went with a smile . Although I was in line only about 15 minutes, the line behind me grew quickly to 10 people. There... [View Full Comment]
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On Nov 18, 2025 Sneh Patel wrote :
Thank you so much for this article as this article came to me at the right appropriate moment! I had just been very rude to someone and I knew it was my fault and I was still being rude to her! The next thing I did was read this article and I learned my lesson about not to be rude going forward! Time for me to be more kinder and loving! Thanks again!
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On Nov 18, 2025 Michele wrote :
Lmao. How bout complaining about living with my husband's intolerable alcoholic behavior, and everything entailed with that, only to come to the realization that I too am an alcoholic? He never got sober but I left and went to AA. I have 30 years sober. Bill Wilson wrote, "We will not regret the past nor wish to shut the door on it. We will comprehend the Page 84 word serenity and we will know peace. No matter how far down the scale we have gone, we will see how our experience can benefit others." Bill Wilson was a divinely led teacher who taught there's more to quitting drinking than quitting drinking! Life is a hugh miracle. Thank you.
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On Nov 18, 2025 BarbaraS. wrote :
Greatness, to me, is defined in how a person lives. Living with compassion and kindness and love. I've been reading a biography of Fred Rogers from Mr. Roger's Neighborhood and he embodies these qualities. I consider him to be "greatness". Someone mentioned TNH, Gandhi, Martin Luther King as they embody greatness. Wealth does not equal greatness.
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On Nov 13, 2025 nisha wrote :
The simplicity and honesty are striking. Am not sure our greatness is to be defined by our offerings of kindness which are just natural responses of our life force when we are conscious. We are the biggest beneficiaries of being kind.
Around age 15, as I was looking at a red rose bush, it became clear to me that I did not want to possess those flowers by plucking them. Since then, I have become a little less self centered. Practices that foster balance and plenty of nature around, remind me to tap into the natural flow rather than take non-aligned detours .
Around age 15, as I was looking at a red rose bush, it became clear to me that I did not want to possess those flowers by plucking them. Since then, I have become a little less self centered. Practices that foster balance and plenty of nature around, remind me to tap into the natural flow rather than take non-aligned detours .
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On Nov 13, 2025 David Doane wrote :
Definitions of greatness differ from person to person. I've never been monetarily wealthy or powerful and don't see having or accomplishing those as greatness. I see greatness being in the kind of person one is, and particularly in the kindness and help we offer. I've had that belief for decades, though my living of it has often been inconsistent. In my younger years, things like immaturity, making it in the world, making a living, building a career, and providing for my family sometimes obstructed my being kind and helpful. I grew in kindness and helping as I grew in awareness that we are one and we are each essentially divine. Now I take "Namaste" seriously. I am much better at being aware of the divine essence of each person and thus being more kind and helpful.
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On Nov 13, 2025 Jagdish P Dave wrote :
We all would like to be great and famous. Greatness is defined by how wealthy we are, by how famous we are, how much power we have. Such a way of feeling is short lived. Genuine greatness and happiness arise from being kind, compassionate and serving others, by unconditional positive regard and going beyond one's self interest.
Living this way makes us joyful and happy. Sadly , a self-serving mindset has created misery and unhappiness for themselves and for others. Living this way we create hell instead of heaven, misery instead of happiness. Wars instead of peace.
We are members of one community and we need to learn peacefully. Great leaders like Mahatma Gandhi, Martin Luther King Jr, Thich Nhat Hann are living examples of serving people unconditionally. This is the way I intend to live my life.
Namaste!
Jagdish P Dave
Living this way makes us joyful and happy. Sadly , a self-serving mindset has created misery and unhappiness for themselves and for others. Living this way we create hell instead of heaven, misery instead of happiness. Wars instead of peace.
We are members of one community and we need to learn peacefully. Great leaders like Mahatma Gandhi, Martin Luther King Jr, Thich Nhat Hann are living examples of serving people unconditionally. This is the way I intend to live my life.
Namaste!
Jagdish P Dave