My Final Shareholder Letter
'મારી શેરહોલ્ડર ને છેલ્લી ચિઠ્ઠી'માંથી— વોરેન બફેટ દ્વારા
હું એક વાત સ્વીકારવા માગું છું—મારા જીવનના બીજા પડાવમાં હું પહેલા કરતાં વધુ સંતોષ અનુભવું છું. મારી એક સરળ સલાહ છે: તમારી જૂની ભૂલો માટે પોતાને દોષ ન આપો. તેમાંથી જેટલું શક્ય હોય તેટલું શીખો અને આગળ વધો. સુધરવા માટે, વધુ સારું બનવા માટે ક્યારેય મોડું નથી થતું.
તમારા જીવનમાં યોગ્ય આદર્શોને પસંદ કરો અને તેમનામાંથી શીખો. તમે શરૂઆત ટોમ મર્ફીથી કરી શકો છો—તેઓ મારા જીવનના સૌથી શ્રેષ્ઠ આદર્શ રહ્યાં છે.
અલ્ફ્રેડ નોબેલનું ઉદાહરણ યાદ આવે છે, જેઓના નામ પરથી આગળ જઈને નોબેલ પુરસ્કાર શરૂ થયો. કહેવાય છે કે જ્યારે તેમના ભાઈનું અવસાન થયું ત્યારે એક અખબારે ભૂલથી અલ્ફ્રેડ નોબેલના મૃત્યુની જાહેરાત છાપી દીધી. તેમાં પોતાના વિશે વાંચીને તેઓ અચંબિત રહી ગયા. એ જ આઘાતે તેમને પોતાના જીવનનો માર્ગ બદલવા પ્રેર્યા.
પણ આપણે બાકીના લોકો કોઈ અખબારની ભૂલની રાહ જોઈ શકીએ નહીં. આપણે પોતે નક્કી કરવું જોઈએ કે આપણા વિદાય પછી લોકો આપણને કયા સ્વરૂપમાં યાદ રાખે.
અને પછી એ રીતે જીવન જીવવું જોઈએ કે જે એ યાદના લાયક બને.
સાચી મહાનતા ધન, પ્રસિદ્ધિ અથવા સત્તાથી જન્મતી નથી. મહાનતા ત્યારે જન્મે છે જ્યારે તમે કોઈને કોઈ પણ રીતે મદદ કરો છો—ક્યારેક એક શબ્દથી, ક્યારેક કોઈ નાનકડા કાર્યથી. દયાળુતામાં કોઈ ખર્ચ નથી, પણ તેનું મૂલ્ય અમૂલ્ય છે. તમે કોઈ પણ ધર્મ કે સમુદાયના હો, “જેમ તમે ઈચ્છો છો કે લોકો તમારી સાથે વર્તે, તેમ તમે પણ અન્ય લોકો સાથે વર્તો”—આ નિયમ કરતાં ઉત્તમ બીજું જીવનમાર્ગદર્શન મુશ્કેલ છે.
હું આ બધું એવા માણસ તરીકે લખી રહ્યો છું જેણે જીવનમાં અસંખ્ય ભૂલો કરી છે, ઘણીવાર લોકો પ્રત્યે અસમજદારી દર્શાવી છે. પરંતુ સદભાગ્યે, મને એવા મિત્રો મળ્યા જેઓએ મને ધીમે ધીમે વધુ સારો મનુષ્ય બનવાનું શીખવ્યું—આ યાત્રા આજે પણ ચાલુ છે.
અને યાદ રાખો—સફાઈ કામદારો પણ એટલા જ માનવી છે જેટલા કોઈ ચેરમેન હોય.
ચિંતન માટેના પ્રશ્નો:
1. તમે આ વિચારને કેવી રીતે જુઓ છો કે સાચી મહાનતા ધન કે શક્તિથી નહીં, પરંતુ દૈનિક દયાળુતા અને સહાયથી જન્મે છે?
2. શું તમારા જીવનમાં એવી કોઈ ક્ષણ આવી છે જ્યારે તમને લાગ્યું હોય—“મારે મારા વર્તનમાં બદલાવ લાવવો જોઈએ”—બિલ્કુલ એ રીતે જેમ અલ્ફ્રેડ નોબેલે પોતાની ભૂલથી છપાયેલી મૃત્યુની જાહેરાત વાંચીને અનુભવી હતી?
3. દરરોજ એવું જીવન જીવવામાં તમને શું સહારો આપે છે, જે તમારા મૂલ્યો, તમારી કરુણા અને એ વારસાને અનુરૂપ હોય જેના માટે તમને યાદ રખાય તેવું ઇચ્છો છો?
Warren Buffett is a legendary investor and one of the richest person in the world. In his 90s, as he retires, he wrote a final letter to his shareholders in Nov 2025, and the excerpt features his concluding thoughts. He also added, "I owe everything to luck."
SEED QUESTIONS FOR REFLECTION: What do you make of the notion that greatness is defined not by wealth or power, but by the kindness and help we offer to others in everyday situations? Can you share a personal story that illustrates a moment when you realized a need for change in your behavior, similar to Alfred Nobel's realizations after reading his premature obituary? What helps you live each day in a way that aligns with the values and legacy you'd wish to be remembered for?
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12 Past Reflections
On Nov 21, 2025 Usha wrote :
What I learnt in my life is every experience is precious. Not only we are bound to make mistakes, we will also be wronged. This is the beauty of life. It is we who have to observe, think and reflect. A simple way to live is just take a single step to better ourselves with our every single experience. Life is very precious, like mine - every ones too.
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On Nov 20, 2025 Peter Stone wrote :
Keeping life simple and being kind are the path forwards.
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On Nov 19, 2025 Usha wrote :
Kindness is the key to our peace and happiness. I realised about shedding my grievances when it was revealed to me that my own family members cheated me because of my vulnerability. I was angry and wanted to take on the case, but then soon enough I came back to my senses that I am what I am and that even this cannot affect me. I am love and light and will continue to pass my love to everyone, no matter who they are and what they do. The kind heart removes all enmity.
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On Nov 19, 2025 Darius wrote :
When I closed my first business with $30,000+ debt hanging over me I thought all was over for me. I went to Consumer Counseling and they helped me pay off the entire debt over a 3 year period. In order to do this it required a detailed list of every expenditure my family had and give every other penny toward that debt....NO "disposable income", meaning no eating out, no movies, no anything beyond existing to pay the debt. The MOST valuable lesson was... I would have what I NEED but nothing that I really WANTED. Once came to that realization, things started to work out for me and my family. I was able to start a second business and actually sell it 30 years later. When you focus on the money you will miss what it takes to actually make money.
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On Nov 18, 2025 Catherine wrote :
I was in a CVS store and after getting a few items I got in line behind one man who was already in the process of being checked out. I was feeling lucky that there was not a big line as I was in a hurry to get to my next destination. The man before me was in his 80's and had many coupons that he was juggling along with his cane and wallet. There was a long conversation between him and the clerk as the clerk explained some of his coupons were obsolete and some just did not match what he wanted to purchase. The clerk was slow and gentle and so kind explaining to this customer who was very confused but also was obviously very hard of hearing as well. At one point the clerk even left his post so as to bring back a couple rolls of toilet paper that the man wanted but forgot. And then the elderly man decided he wanted two more rolls of toilet paper! Again, off the clerk went with a smile . Although I was in line only about 15 minutes, the line behind me grew quickly to 10 people. There... [View Full Comment]
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On Nov 18, 2025 Sneh Patel wrote :
Thank you so much for this article as this article came to me at the right appropriate moment! I had just been very rude to someone and I knew it was my fault and I was still being rude to her! The next thing I did was read this article and I learned my lesson about not to be rude going forward! Time for me to be more kinder and loving! Thanks again!
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On Nov 18, 2025 Michele wrote :
Lmao. How bout complaining about living with my husband's intolerable alcoholic behavior, and everything entailed with that, only to come to the realization that I too am an alcoholic? He never got sober but I left and went to AA. I have 30 years sober. Bill Wilson wrote, "We will not regret the past nor wish to shut the door on it. We will comprehend the Page 84 word serenity and we will know peace. No matter how far down the scale we have gone, we will see how our experience can benefit others." Bill Wilson was a divinely led teacher who taught there's more to quitting drinking than quitting drinking! Life is a hugh miracle. Thank you.
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On Nov 18, 2025 BarbaraS. wrote :
Greatness, to me, is defined in how a person lives. Living with compassion and kindness and love. I've been reading a biography of Fred Rogers from Mr. Roger's Neighborhood and he embodies these qualities. I consider him to be "greatness". Someone mentioned TNH, Gandhi, Martin Luther King as they embody greatness. Wealth does not equal greatness.
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On Nov 13, 2025 nisha wrote :
The simplicity and honesty are striking. Am not sure our greatness is to be defined by our offerings of kindness which are just natural responses of our life force when we are conscious. We are the biggest beneficiaries of being kind.
Around age 15, as I was looking at a red rose bush, it became clear to me that I did not want to possess those flowers by plucking them. Since then, I have become a little less self centered. Practices that foster balance and plenty of nature around, remind me to tap into the natural flow rather than take non-aligned detours .
Around age 15, as I was looking at a red rose bush, it became clear to me that I did not want to possess those flowers by plucking them. Since then, I have become a little less self centered. Practices that foster balance and plenty of nature around, remind me to tap into the natural flow rather than take non-aligned detours .
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On Nov 13, 2025 David Doane wrote :
Definitions of greatness differ from person to person. I've never been monetarily wealthy or powerful and don't see having or accomplishing those as greatness. I see greatness being in the kind of person one is, and particularly in the kindness and help we offer. I've had that belief for decades, though my living of it has often been inconsistent. In my younger years, things like immaturity, making it in the world, making a living, building a career, and providing for my family sometimes obstructed my being kind and helpful. I grew in kindness and helping as I grew in awareness that we are one and we are each essentially divine. Now I take "Namaste" seriously. I am much better at being aware of the divine essence of each person and thus being more kind and helpful.
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On Nov 13, 2025 Jagdish P Dave wrote :
We all would like to be great and famous. Greatness is defined by how wealthy we are, by how famous we are, how much power we have. Such a way of feeling is short lived. Genuine greatness and happiness arise from being kind, compassionate and serving others, by unconditional positive regard and going beyond one's self interest.
Living this way makes us joyful and happy. Sadly , a self-serving mindset has created misery and unhappiness for themselves and for others. Living this way we create hell instead of heaven, misery instead of happiness. Wars instead of peace.
We are members of one community and we need to learn peacefully. Great leaders like Mahatma Gandhi, Martin Luther King Jr, Thich Nhat Hann are living examples of serving people unconditionally. This is the way I intend to live my life.
Namaste!
Jagdish P Dave
Living this way makes us joyful and happy. Sadly , a self-serving mindset has created misery and unhappiness for themselves and for others. Living this way we create hell instead of heaven, misery instead of happiness. Wars instead of peace.
We are members of one community and we need to learn peacefully. Great leaders like Mahatma Gandhi, Martin Luther King Jr, Thich Nhat Hann are living examples of serving people unconditionally. This is the way I intend to live my life.
Namaste!
Jagdish P Dave