I do believe that we are created perfect, because only perfection exists. I believe in the seen and the in-seen world, and that we live a physical (which is seen) and a spiritual (which is unseen) life.
When we are born born we are born perfect, but as we grow up we learn the culture we are born into; culture is riddled with lies that we live by. But the newborn does not have the words or understanding or culture until it is taught to him/her.
The lies which we live live by make all us unholy. My understanding is then that we have the power of choice. We can choose to live with a positive outlook or a negative one. We can chose to be happy or sad, we can choose to be holy or unholy.
I also understand that we cannot live by creeds, by any religion, or even anything taught to us; what we can discover with words is an idea(s) we can 'play' with as we organize and create our life.